OR
Looking to insure your new bike?
Save big with your zero commission insurance
Car Insurance
93% ACKO users save at least ₹1,200 on car insurance
Car insurance starting at ₹2,072*
Car insurance starting at ₹2,072*
OR
Looking to insure your new bike?
Save big with your zero commission insurance
Save costs, comply with law, and stay hassle-free with ACKO’s online car insurance policy.
Car insurance, also called auto or motor insurance, is a simple and effective way to protect your car from unforeseen risks such as accidents, thefts, fire, natural disasters, or third-party liabilities.
Having a valid third-party car insurance is mandatory by law when you are driving a car in India. Having good car insurance is a necessity to protect yourself from financial losses that come along with road accidents.
ACKO makes car insurance easy. Choice of coverage, add-ons and discounts to save on premiums - get them all on ACKO. During claims, enjoy our door to door pick-up, repairs and drop services
Planning to buy a car insurance policy? ACKO provides different types of car insurance policies for your unique needs.
Owning third-party car insurance is mandatory while driving a car in India. It protects you against financial liabilities if you damage someone else’s vehicle/property or injure someone in an accident.
Third-party Liability Car Insurance cover will not help if your car gets damaged due to theft, fire, natural disasters, etc. For that, you need to opt for Own Damage Insurance policy along with the Third-party car insurance policy.
Comprehensive Car Insurance Cover not just secures you against third-party liability but also provides cover against damages or losses to your car due to accidents, theft, flooding, fire and more. It is advisable to opt for Comprehensive Car Insurance to give optimum protection to your vehicle and reduce financial liabilities.
Exclusive on ACKO. Enjoy Comprehensive Cover benefits and superior claim experience. During claims, ACKO will pick up your car, repair it at one of our partner garages, and deliver back at no extra cost. Only catch: if you fail to inform ACKO before any claim related repairs, you will have to pay Rs. 5,000 as a deductible
Sometimes called the bumper to bumper plan, includes all the benefits of a Comprehensive - Basic plan while additionally covering depreciation costs of parts. Without Zero Depreciation benefits only partial costs of some parts like fibre & plastic parts are covered.
Exclusive on ACKO. It has all the benefits Zero Depreciation - Basic at a discounted price. Only catch: during a claim, we pay for everything, you just pay ₹5,000 (above IRDAI/Govt. mandated charges) as a deductible. This gives upfront savings to safe drivers who think chances of them filing a claim are less.
Exclusive on ACKO. Enjoy Comprehensive Cover & Zero Depreciation benefits (read more below) and superior claim experience. During claims, ACKO will pick up your car, repair it at one of our partner garages, and deliver back at no extra cost. Only catch: if you fail to inform ACKO before any claim related repairs, you will have to pay Rs. 5,000 as a deductible
Personal Accident Cover is not a Car Insurance policy, but an additional cover to your car insurance. It is mandatory by law to own a Personal Accident Cover along with the Third-party Insurance Plan. It covers both permanent disability/death while driving a car.
| Key features | ACKO ADVANTAGES |
|---|---|
| Premium | Car insurance plans starting at Rs. 2,072 |
| Add-ons | 8 add-ons available to enhance your insurance plan |
| Own Damage policy | Available under Comprehensive Cover |
| No Claim Bonus | Up to 50% Discount |
| Personal Accident Cover | Available. Cover up to Rs. 15 lacs for permanent disability/death while riding |
| Claim Settlement Ratio (CSR) | 95.45% for FY21-22 |
| Claims settlement process | Quick, paperless, cashless, and stress-free. Instant claim settlements for minor damages (Within 2 hours) |
| Buying/renewal process | Instant, 100% digitally-driven and super-easy |
Affordable premiums, instant policy issuance with no inspection or paperwork, and easy claim settlement make ACKO the perfect place to buy bike insurance online.
Since we adopt the direct-to-consumer model, our customers have to pay a lower premium.
With 100% digital transactions, buying/renewing your bike insurance online is a super-fast and hassle-free experience.
Log in to www.acko.com or the mobile app and select “claim now” to register your claim. Our experts will do the rest for you!
Get personalised discounts during special occasions/festivals and save more money.
With our multi-year bike insurance plans, enjoy additional saving
With ACKO, you can buy, renew, track and raise bike insurance claims in one place
Incredibly quick service. My claim was settled in just 2 days!
Maruti Suzuki Baleno Owner, New Delhi
Acko is the Best in Car Insurance, The team is very professional & polite.
Delhi
Very good experience, got the settlement done in less than 24 hours.
New Delhi
Have queries related to ACKO’s car insurance policies? Refer to [Policy Wording](https://www.acko.com/download) for detailed information or reach out to us via email or phone using the information below
Write to us at hello@acko.com
Call us on 1800 266 2256